Review my 401k?

I must say that I agree with Pag (again). You can learn to do this yourself. While you are learning, an Index Fund will follow the market and is usually a good type of fund for a beginner to invest in, as long as you follow Pags advice. That being said, I don't believe that you are contributing a high enough percentage to your 401(k). You can go to HR and have them "run the numbers" so that you can see how larger contributions would affect your take home pay. If you are close to the tax bracket limits, your take home pay might even go up with a higher contribution. Ours did.